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Money and Marriage: Merged Finances

It is easy to fall head-over-heels in the excitement of romance and honeymoon. But once the honeymoon phase is over, being married requires working out how to merge your finances with your spouse. The impact of marriage on your credit may not be quite as you expected.  Marriage Does Not Combine Your Credit Reports  The …

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Identify and Avoid Get Rich Schemes

Life has become increasingly harder to make ends meet. People are continually looking for ways to look for a “quick fix.” That is why millions of people struggling with shrinking incomes, mounting debt, and tight budgets are resorting to so-called “get-rich-quick” programs to pull themselves out of debt. Unfortunately, such schemes can cause more havoc …

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Paying for Gas with Credit Card

The unprecedented rise in gasoline prices has greatly affected consumers in numerous ways. Credit card companies have introduced gas discounts that let consumers save money whether you are on a long drive or city drive. As prices hike, our professional credit counselors offer strategies to reduce customer expenses. Do the savings add up?  According to …

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Online Debt Consolidation: How It Works & Pros and Cons

According to the National Institute of Economic Research, exploding debt mountains have caused stress and anxiety among people in the United States. American citizens are unable to pay off their national debt, on average, at about $1,000 a month, or $3,500 a year. Nonprofit counseling services typically offer debt consolidation programs for people with debt …

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Simple Ways to Become Debt-Free

It takes a long run before you can hit your financial goals, but it only takes a few seconds for someone to get trapped in a pile of debt. Are you looking for ways to improve your financial 3 – 5 years frame rate? Here are helpful ways to improve your finances. Take a look!  …

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Buy Now, Pay Later: The New Debt Trap for Gen Z

Generation Z, or Gen Z for short, is defined as those who were born after 1997. Research by Harris Interactive estimates that America’s youth, Generation Z, is running a $1.5 billion budget deficit in today’s economy. Harris Interactive breaks down Generation Z’s spending habits into three categories:  Ages 7 – 12 years old spend $19.1 …

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Military Financial Programs and Benefits

It is a known fact that military men and women face adversities when called upon to perform their active duties. The decision to leave his or her family for an indefinite period puts a long-term implication on their family life. As a result, many military men and women who are called to active military service …

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