Keep your credit score and personal finances in check, while you are in school with the top 7 credit card tips every college student should know.
by admin Cryptocurrencies are becoming a greater part of conversations in the finance industry, and many are looking to get on board. Credit card companies in particular are looking for ways to integrate cryptocurrencies, and one of the emerging ideas is a crypto-earning credit card. That is, instead of earning traditional cash-back or miles from your credit …
by Elaine Hiro In the past, credit card access has been largely limited to individuals with solid credit histories and high credit scores. Recently, however, companies have tried to improve access by expanding eligibility to those individuals who lack a credit history. Specifically, large lenders in the United States, including U.S. Bank and JPMorgan Chase, are leading the …
by Elaine Hiro Cryptocurrency is becoming a greater part of mainstream discussions these days, and Bitcoin in particular has been making headlines. More and more individuals are investing in Bitcoin, and it is gradually becoming accepted as a valid alternative payment method. With usage and interest in the currency increasing, companies are beginning to develop Bitcoin-specific debit and …
by Elaine Hiro “Credit or debit?” You have probably run into this question many times when checking out at a store, or perhaps you have wondered to yourself which one is better to use when handling utilities payments or other transactions. Knowing the benefits and drawbacks of using credit versus debit cards is extremely important because this can …
by Elaine Hiro Closing a credit card account might seem harmless upon first glance. Perhaps you want to manage fewer accounts or maybe you are worried about future payments. Depending on the nature of the account you are closing, however, this can negatively impact your credit score, so you must be sure to consider the long-term implications. Here …
by Elaine Hiro Credit cards are great if used correctly. They can help you build credit and provide funds to make larger purchases. However, credit cards can be dangerously costly if not managed correctly. Knowing what credit cards truly cost and understanding how to properly manage your credit card is absolutely critical. Continue reading for all you need …
by admin Will I be charged a credit interest every time I check my credit rating? This is one of the biggest misconceptions people have about their credit rating, and it could be the sole reason why they are so out of touch when it comes to the topic. Some may tell you otherwise, but the truth …
by Total The unprecedented rise in gasoline prices has greatly affected consumers in numerous ways. Credit card companies have introduced gas discounts that let consumers save money whether you are on a long drive or city drive. As prices hike, our professional credit counselors offer strategies to reduce customer expenses. Do the savings add up? According to …
by Total Credit card companies had been extremely pressured by federal regulators to raise the current minimum credit card payments from 2% to 4% of total outstanding balances. Regulators argue that such a move would help consumers get out of debt faster, thereby reducing their overall interest fees. According to the Federal Reserve, 40% of Americans pay …
by Total