Finding a good credit counseling agency could mean the difference between financial empowerment and financial ruin. Here’s how to locate the best agency for you.
by admin Building good credit can be a lengthy process, and it is one that is a lifelong process. Since building credit usually starts when you are young and lasts your entire life, it would seem to follow that there may be a correlation with age and credit scores. Overall, average FICO credit scores have risen in …
by Elaine Hiro When it comes to maintaining a good credit score, this can be a difficult endeavor, especially if you are strapped for cash. Building a good credit score requires persistence and discipline, and it this is often a several years’ process. One event that may have significant and long-lasting consequences on your credit score is foreclosure. …
by Elaine Hiro Many Americans are struggling with seemingly massive credit card debt balances. These balances become extremely costly, as credit cards carry an average interest rate charge of 16% annually. Since many of these same people are operating on a tight budget, people are searching for alternative ways to pay off their credit card debt. One such …
by Elaine Hiro Many people struggle with high debt balances, and this has only been more of a challenge with the COVID-19 pandemic. Individuals and families around the country are drowning in debt and struggling to find a way out. As a result, many are turning to professional agencies with experience in helping people to manage and reduce …
by Elaine Hiro When it comes to borrowing money, having good credit is an absolute must. But many people do not, so they must pursue alternative options when they want to take out a loan. One way to do this to have someone else cosign a loan. While this may seem of little consequence for the individual with …
by Elaine Hiro Credit reports are critical for your financial planning and future. These reports can impact your ability to purchase a house, take out a loan, or have a multitude of other consequences. As such, it is vital that you properly manage your credit. A key piece of proper management involves checking for and disputing errors in …
by Elaine Hiro Having a good credit score is very important and can help you get access to various financial opportunities. There are several advantages you can get when you have a high credit score. Some of the advantages that you can get when you have a high credit score include getting a low rate of interest in …
by admin Student loan debt is one of the biggest issues that the United States faces today. Student borrowers have been very vocal about the burdening debt and are optimistic towards the Biden administration. The new democratic government has plenty on its plate in regards to the debt issues. Nevertheless, borrowers are urging Congress to address the …
by admin The Consumer Financial Protection Bureau report states that more than 80% of payday loans are converted into new loans before they are fully repaid. These loans often trigger a chain reaction, which results in longer repayment of loans. Why Consider a Payday Loan? Most people who use this type of loan do not utilize the …
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