Sibling rivalry is often a fixture of life. Siblings lie in the clinch as they sit down for dinner, each struggling for the attention and admiration of their parents. Have you ever wondered how your birth order can determine your success? Birth order is the dynamic that’s related to the order you were born among …

If you are going through a debt crisis and want to get rid of your piling debt, your best option is a debt management plan. If you are deep in debt problems, various agencies offer management services that can help you make repayments on new, manageable terms. Some reputable financial institutions in the United States …

With Valentine’s Day just around the corner, this week’s round-up includes five articles on weddings and debt. In each article, Fay offers a simple solution to common wedding problems. Learn some wedding budget techniques on how you can save up and still get the wedding of your dream.  Saving Up to Spend More  Depending on …

Have you ever been approached by a family member or a close friend co-sign for their loan? If you are considering doing someone a favor, you should arm yourself with this guide to avoid the worst-case scenario. Read to find who to cosign for a loan and what’s in it for you.  If someone’s credit …

According to a recent survey by the Consumer Financial Protection Bureau, 10 percent of Americans say they have been a victim of credit card fraud at some point in their lives. Credit Card fraud has always been on the rise, but it’s especially prevalent in these times. 1. Throw Out Credit Card Statements and Receipts …

Could debt be the factor that’s driving you and your partner apart? There’s a cliché saying that goes this way, “Money can’t buy happiness”. But fights caused by money can surely ruin marriage. Couples who fight about money and financial matters are common. Instead of wasting time arguing about money, think of creating a strategic …

Analysts predict that the outlook for foreclosures will remain significant, owing to rising interest rates and the ongoing recession. Indeed, many believe that foreclosure rates will reach record levels in the coming years and will be even higher in the coming years. Nationwide, 92,845 homes are in foreclosure, up from 87,945 in 2009, according to …

Credit card companies had been extremely pressured by federal regulators to raise the current minimum credit card payments from 2% to 4% of total outstanding balances. Regulators argue that such a move would help consumers get out of debt faster, thereby reducing their overall interest fees. According to the Federal Reserve, 40% of Americans pay …

A recent study shows that credit scores not only vary between two different income brackets or educational attainment but also from generation to generation. The information gathered from the survey sheds new light on the question of the correlation between age and debt more closely.  Breaking Down the Numbers According to the latest data, those …

Payday loans can seem like a financial quicksand – fast and short-term solution for people who need emergency cash. Payday lenders have sprung up everywhere in an attempt to persuade you into lending cash. In recent years, the government has unraveled the $40-billion industry, which they accuse of loan sharking and credit fraud. As a …