On average, every household in the United States has over $90,000 worth of debt. This includes mortgages, student loans, personal loans, credit cards, and other types of debt. At this point, it’s fair to say that most of the country is intimately familiar with the sinking feeling of accumulating debt. It can be overwhelming at …
by admin 
Interest Rates Will Continue to Rise Until Inflation Reduces – Jerome Powell The chairman of the United States Federal Reserve, Jerome Powell has stated that he fully supports the increase of interest rates until prices reduce to a healthy level. He said this to Wall Street Journal in a live interview. According to Powell, …
by admin It is not only the interest that you pay on your loan that determines your mortgage payment. There are three parts that make up your monthly mortgage payments. Understanding the parts of your payments and their percentages will help you make more informed decisions about mortgages you take out.
by kenyatta 
Unfortunately, it’s all too easy to make bad financial decisions when planning retirement. So be advised against making the top 5 retirement planning mistakes.
by kenyatta 
Keep your credit score and personal finances in check, while you are in school with the top 7 credit card tips every college student should know.
by kenyatta 
There are a lot of myths about term vs. whole life insurance. However, you can debunk most myths simply by understanding the two types of insurance and the difference in their ability to protect your family.
by kenyatta 
Many people worry about the effect on their credit rating if they co-sign on a loan for someone. A common misconception is that co-signing on a loan will negatively impact your credit. The truth is that it depends on how you carry out your responsibilities as a co-signer. Let’s look at the facts.
by kenyatta 
Building passive income to gain financial independence is now within reach for the average American. It used to be about being a banking consumer, but now you must get creative for a finance plan independent of your income.
by kenyatta 
Holiday shopping may be the costliest ever in 2021, with the economy rebounding, consumer demand strong, and inflation high. With careful planning, organization, and reasonable discipline, you can get through January without financial regrets and save some money.
by kenyatta When it comes to maintaining a good credit score, this can be a difficult endeavor, especially if you are strapped for cash. Building a good credit score requires persistence and discipline, and it this is often a several years’ process. One event that may have significant and long-lasting consequences on your credit score is foreclosure. …
by Elaine Hiro