Building good credit is a lifelong process and one that requires great diligence and discipline. However, these days, the younger generation is not always equipped with the information needed to successfully build good credit. Basic personal finance is not being taught in all curriculums, so younger individuals are ill equipped to responsibly manage their finances. …
by Elaine Hiro Student loan debt is at an all-time high, and that means countless individuals across the country are struggling to repay money they have borrowed – sometimes for years or even decades. While traditional employment can help with the task of paying off debts, there is another way: freelancing. This is surely an untraditional approach, but …
by Elaine Hiro People all around the country are struggling with the burden of student debt, and with collective student loan debt at an all-time high, many people are asking themselves: is this really worth it? On one hand, there is value in a college education, especially when it comes to navigating employment prospects. But on the other …
by Elaine Hiro The COVID-19 pandemic has had deep financial effects on people worldwide. The COVID-19 Emergency Relief program was designed in part to help relieve at least some of the financial burden on Americans. While many people have probably heard about the stimulus checks or child tax credits associated with the Emergency Relief program, few have heard …
by Elaine Hiro Student loan refunds are very important for individuals taking out federal or private student loans. If you have only just recently taken on your student loan, then you might not have come across this option yet. It is important that you understand the ins and outs of student loan refunds in order to determine if …
by Elaine Hiro The cost of a college education can place a significant burden on college students and their families, and college tuition is only continuing to rise by the year. If you are a prospective student or a parent of a child planning to attend university, then you may be looking for ways to fund the cost …
by Elaine Hiro College tuition has become a significant expense nowadays, and the level of outstanding student loans in the United States is at an all-time high. Many parents are concerned about adequately planning for and covering the costs of college tuition while still ensuring that their children receive a quality education. There are in fact many ways …
by Elaine Hiro Applying for funding may seem like an endless process of filling in forms. The process begins with the FAFSA or Free Application for Federal Student Aid. The single application prepares the conditions for the entire credit process. So the more you know in advance, the better prepared you’ll be, and the financial assistance package will …
by Total Higher education has taken a heavy toll on students around the country, leading many people to question whether a degree is still worth the price. To date, our collective student debt has reached an astounding amount of $1.16 trillion, $31 billion higher than last year. Many students simply cannot afford the cost of higher education, …
by Total College students are struggling today, with the rising cost of tuition fees, and other college expenses. Because you are younger, you will have to pay more for certain insurance premiums. And when you go to college, you have less time to work and earn money. With so many other school-related issues, the last thing a …
by Total