Fall is just around the corner, and that means many families are preparing for their children to return to the classroom. It also means that these same families are going to have some additional expenses for back to school supplies. This can be a meaningful financial burden, particularly if you already operate on a tight …
by Elaine Hiro So many people avoid even just the thought of making a budget, as it seems like a daunting and outdated task. However, it doesn’t have to be! In fact, it is one of the most important things you can possibly do for a successful financial future and the overall well-being of your finances. In addition, …
by admin High-quality date night doesn’t have to be all about fancy dinners, extravagant spending, or entertainment. From a house campout to a movie marathon night, here are seven ideas to enjoy a date without spending a huge sum of money. Indoor Camping Date Night You don’t have to drive long hours to camp outside. When the …
by Total Planning a party on a budget can be a great way to find reliable and fun additions to your event. In almost every case, there are cheaper alternatives to expensive parties, so consider your party budget as an opportunity rather than a limitation. Use Disposable Supplies If you are hosting a party on a predictable …
by Total Step 1: Develop a Money Mindset If you’re like 90% of young people, there are older people who try to speak to you about money, starting with a monologue about how “if you just save and invest this dollar amount now, you can retire younger. Because compound interest.” And if you’re like 90% of young …
by rmi Planning a Thanksgiving dinner is hard enough, and budgeting for one can be even tougher. Shopping, cooking, and decorating each have their own challenges, so let’s look at some things to keep in mind when planning for Thanksgiving. Start with the Menu If you are looking to save as much money as possible when planning …
by rmi Health and fitness are vital to your overall well-being and contribute to your ability to deal with stress. If you are working to overcome credit debts, it can seem as though trying to stay healthy is just an added expense, but the truth is health and fitness rely on effort and good decision making, not …
by rmi If you are an animal lover, you may be considering adopting a pet. And while a furry addition to your home will bring plenty of joy and fun, it will also have a huge impact on the budget. Let’s look at some of the costs of owning a pet, and some alternatives to adoption when …
by rmi Having a child is full of new experiences for a first-time parent. Some of these will be expected and some will be a total surprise. Let’s examine some things to consider when budgeting for a baby. The First Year is a Shocker Before the baby is born, the expenses will already be rolling in. Prenatal …
by rmi 
The holidays are almost here, and for those struggling with credit debt it can be a very difficult time emotionally and financially. But with some careful planning and a healthy dose of discipline, you can enjoy the holidays with everyone else without breaking the bank or busting the budget. Here are some tips for surviving …
by rmi