Paper money is gradually becoming more and more obsolete. Fewer people are using paper currency out of COVID-19-related safety concerns, electronic forms of payments are becoming more commonplace, and cryptocurrencies are on the rise. One of the more recent developments is the idea of central bank digital currencies (CBDCs), which are considered to be a …

Student loan refunds are very important for individuals taking out federal or private student loans. If you have only just recently taken on your student loan, then you might not have come across this option yet. It is important that you understand the ins and outs of student loan refunds in order to determine if …

The cost of a college education can place a significant burden on college students and their families, and college tuition is only continuing to rise by the year. If you are a prospective student or a parent of a child planning to attend university, then you may be looking for ways to fund the cost …

In the past, credit card access has been largely limited to individuals with solid credit histories and high credit scores. Recently, however, companies have tried to improve access by expanding eligibility to those individuals who lack a credit history. Specifically, large lenders in the United States, including U.S. Bank and JPMorgan Chase, are leading the …

Many Americans have endured substantial financial struggles throughout the COVID-19 pandemic but have been able to get by with the help of government stimulus checks. To date, eligible recipients have received $3,200 via three separate stimulus checks in the last 12 months. And with continued financial hardship on the horizon even as the economy recovers, …

Cryptocurrency is becoming a greater part of mainstream discussions these days, and Bitcoin in particular has been making headlines. More and more individuals are investing in Bitcoin, and it is gradually becoming accepted as a valid alternative payment method. With usage and interest in the currency increasing, companies are beginning to develop Bitcoin-specific debit and …

College tuition has become a significant expense nowadays, and the level of outstanding student loans in the United States is at an all-time high. Many parents are concerned about adequately planning for and covering the costs of college tuition while still ensuring that their children receive a quality education. There are in fact many ways …

Credit reports are critical for your financial planning and future. These reports can impact your ability to purchase a house, take out a loan, or have a multitude of other consequences. As such, it is vital that you properly manage your credit. A key piece of proper management involves checking for and disputing errors in …

“Credit or debit?” You have probably run into this question many times when checking out at a store, or perhaps you have wondered to yourself which one is better to use when handling utilities payments or other transactions. Knowing the benefits and drawbacks of using credit versus debit cards is extremely important because this can …

Staying on top of your bills is extremely important. Aside from helping you to avoid accumulating debt and overdue bills, properly managing what you owe has consequences on your credit rating. Many people find this difficult, which is understandable when you have bills coming in from all different directions at all different times! A great …