Gas, electric, and even some water companies have Customer Assistance Programs. These programs are usually available to low-income customers who are experiencing financial hardships and are unable to pay the full monthly bill. Let’s discuss some things to keep in mind when talking with your utility company. Above All Else, Be Polite While dealing with …

While our finances will always be impacted by external events such as the loss of a job or an unexpected expense, these incidents are not the root cause of debt. You can find yourself in over your head with massive credit debts no matter how much money you are able to earn. Let’s look at …

We live in the information age, and sometimes too much information can be overwhelming. When searching for a credit counselor you may find conflicting information, or you might be unsure where to even start. Let’s look at some of the more important things to keep in mind when choosing a credit counselor. Certification is a …

Dealing with financial hardships and working to overcome credit debt can be stressful. This stress can build up over time and lead to negative health effects. Taking time to understand and alleviate sources of stress can go a long way toward maintaining a positive financial future, and a healthy one, too! Let’s look at some …

If you are like many Americans and looking to push reset on your financial future, you are going to need to avoid some common mistakes that can have long-term impacts on your finances. Let’s look at 3 financial mistakes that a bit of planning can help you avoid altogether. Not Building Your Emergency Fund While …

If you have been struggling with debt recovery for an extended period, it can be hard to know just when it’s time to retire and enjoy life. Let’s look at some signs that it’s getting close to time for retirement. While it’s common for young people to dream of the age when they’ll be able …

Before making a solid budget it’s important to understand your debt to income ratio. Let’s unpack what that means and how it affects the decisions you will be making regarding your finances. Understanding your finances is the key to making sound financial decisions. Only by taking an active role in your personal economy will you …

In the days before the Internet, selling a business was a slow but straightforward process: The buyer would…

The activity of Freight Forwarding has been around for many years and there has been a recent resurgence…

Cargo theft can occur anywhere along the supply chain, affecting local logistics, transporters, storage yards,…