There’s been a lot of talk about the “debt ceiling” over the past few years. At a record high of $17.2 trillion, it’s no wonder. The debt ceiling is the U.S. government’s self-imposed borrowing limit. When Congress votes to “raise” the debt ceiling by a specific number, the Treasury Department is permitted to borrow up …
If you’ve ever had to deal with debt, then you already know how easily it can spiral out of control. High interest rates, late payments and penalty fees all add to an ever-growing sum that becomes harder and harder to manage. What’s worse, being behind on your payments can damage your credit score, which in …
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