CreditGUARD Can Help

A Non-Profit Approach to Debt Consolidation

CreditGUARD is an independent, nonprofit credit counseling agency committed to helping America get out of debt. We provide real solutions for everyday debt issues — simple or complex.

We provide credit counseling and debt management along with free financial education to U.S. consumers who may be struggling with debt but want to work toward a more stable financial tomorrow

Get Out of Debt and Stay Out of Debt

It’s our hope — our mission as a nonprofit credit counseling agency — to help prevent consumers from falling into the “debt trap” and help those already in trouble. Our online education resources provide comprehensive information regarding the effects of best credit counseling over debt collection and money management.

The first step toward tackling your debt is recognizing exactly how it started. Our certified credit counselors will go through all your various secured and unsecured debts to get an accurate picture of your financial situation. After, they’ll work with you to help you create a budget that fits your needs.

Unsecured Debt Vs Secured Debt

What do we mean by unsecured debt? Debts that aren’t attached to specific assets are considered unsecured, whereas debts that are attached to specific assets are considered secured. See below for a few examples of both types of debt.

Unsecured Debt:
• Credit Cards
• Medical Bills
• Personal Loans

Secured debt:
• Mortgages
• Car Loans

Nonprofit Credit Counseling: How it Works

If you’re having trouble making ends meet, you’re not alone. The average American household owes more than $15,000 in credit card debt. And with the average cost of living continually increasing, it’s no wonder more and more people are falling in debt.

Our consumer credit counseling services help you stay on track with your monthly payments. In addition to our credit-savvy advice, our credit counselors offer a variety of ways to help you better manage your finances.

We empower you with an actionable, balanced budget that actually works.

Credit counseling services are broken down into two categories: for-profit and not-for-profit organizations. Most for-profit agencies tend to charge much higher fees and advocate services that may not be in the customer’s best interest. On the other hand, nonprofit agencies like CreditGUARD oftentimes charge much lower fees, are frequently able to waive fees and also offer a variety of free services including money management advice and credit counseling sessions.

Our nonprofit credit counseling program helps you build a financial foundation and learn positive money habits that you can use to move forward on your journey to financial stability and peace of mind.

If you’re in danger of falling behind on your monthly bills, or if you’re already behind and need some assistance getting back on track, credit counseling may be able to get you back on track with your finances.

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    By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

    "I am so grateful for my experience with Credit Guard of America. I frequently had to call with questions and concerns and they were always so helpful and kind. I had to speak with Eric a lot, I’m assuming he’s a part of management, and it was always a pleasure. They made it easy to pay off accounts and do extra payments. All 5 of my credit accounts are now paid and I couldn’t have done it without this program. I was happy to recommend them to one of my closest friends! "

    Kayleigh G.
    Facebook Reviews

    Empowering You to Achieve Debt Relief and Financial Wellness

    Are You Ready To Take The First Step To Debt Relief

    Call CreditGUARD today at 800-500-6489.

    CreditGuard has been providing Debt Management, Debt Counseling and Financial Education for consumers for the past 31 years. We help consumers lower or eliminate their interest by up to 50%, stop late fees and re-age their accounts to bring them current. We help consolidate the debt into one low affordable monthly payment.

    Reputable and established Debt Counseling Company operating since 1991, licensed in all 50 states. Currently located in Fort Lauderdale, Florida.