For Consumers Living Paycheck to Paycheck According to “Credit-Card Fees Are Rising Faster” by Ruth Simon in Wall Street Journal on March 31, 2004, the economics of the credit card industry are changing. To be competitive, creditors have had to cut interest rates and discontinue annual fees. Creditors are offering 0% interest rates and waiving …
Collective student loan debt is at an all-time high. In fact, student debt has risen over 300 percent in the past eight years alone! According to the Project on Student Debt, the average total debt for a four-year college graduate is $24,000. With student loan debt now exceeding over $1 trillion dollars, the cost of …
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