There are a lot of myths about term vs. whole life insurance. However, you can debunk most myths simply by understanding the two types of insurance and the difference in their ability to protect your family.

Many people worry about the effect on their credit rating if they co-sign on a loan for someone. A common misconception is that co-signing on a loan will negatively impact your credit. The truth is that it depends on how you carry out your responsibilities as a co-signer. Let’s look at the facts.

Finding a good credit counseling agency could mean the difference between financial empowerment and financial ruin. Here’s how to locate the best agency for you.

Cryptocurrency digital form of money that may be used to purchase products and services online. Learn more about cryptocurrency, including what it is, how to buy it, and how to protect yourself.

Building passive income to gain financial independence is now within reach for the average American. It used to be about being a banking consumer, but now you must get creative for a finance plan independent of your income.

Holiday shopping may be the costliest ever in 2021, with the economy rebounding, consumer demand strong, and inflation high. With careful planning, organization, and reasonable discipline, you can get through January without financial regrets and save some money.

Building good credit can be a lengthy process, and it is one that is a lifelong process. Since building credit usually starts when you are young and lasts your entire life, it would seem to follow that there may be a correlation with age and credit scores. Overall, average FICO credit scores have risen in …

When it comes to deciding what to do on a date night, many people often have the same visual: expensive food, expensive drinks, fine dining, and lots of money spent. While this may be the case for some people, this is hardly always the case, especially for those who want to switch things up and …

Building good credit is a lifelong process and one that requires great diligence and discipline. However, these days, the younger generation is not always equipped with the information needed to successfully build good credit. Basic personal finance is not being taught in all curriculums, so younger individuals are ill equipped to responsibly manage their finances. …

Interest rates are at record lows these days, and that means now is a great time to consider refinancing. This is especially the case for people who have taken out auto loans, particularly those who took out their loans at relatively high rates. Depending on your personal circumstances, now may be a great time to …