Debt Settlement Does Not Apply to: Mortgages Auto Loans Student Loans The Dangers of Debt Settlement The Center for Responsible Lending offers that most people seeking debt settlement would need a minimum of four accounts to find any benefit from the process. Moreover, working with a debt settlement doesn’t offer any guarantees. Not all lenders …
by rmi Are you considering taking out a home equity loan? Or a personal loan? Learn more about these and how they’re different. Secured vs. Unsecured Loans Secured loans are tied to an asset. Loans like these include auto loans and mortgage loans. A home equity loan is like this. Instead of a standard mortgage, a home …
by rmi Note: CreditGUARD does not promote the indiscriminate sharing of your possessions. If you choose to be neighborly and lend things out, make sure that there’s accountability. You should never lend out valuable equipment to someone you don’t trust or don’t know well. Always be responsible and discerning. CreditGUARD is not responsible for any unreturned property. …
by rmi As of March 2018, the U.S. national debt topped $21 trillion. Let that sink in for a minute. Comparably, the total household consumer debt in the U.S.A. was $13.5 trillion at the same time. The biggest ticket item comprising consumer debt in America? Mortgages. Next in line are credit cards. U.S. consumers have racked up …
by rmi Why do we spend money? The answer might not be as simple as it seems. Obviously, we must acquire what is necessary to live our lives—food, water, shelter, clothing—but at some point, spending has the capacity to take on another role, an emotional role. When our emotions become involved, we spend money for many …
by rmi Everyone likes the idea of becoming financially free. So, why don’t more people achieve financial freedom? Let’s take a look at the picture of American consumer debt. According to 2016 data, the current outstanding revolving consumer debt in the United States is $952 billion. If you’re like many, you may be wondering how you …
by rmi If you’re looking for ways to generate income, eBay is a great way to convert unwanted items from your home into a source of income. If you’re new to eBay, we’ve got a few tips that’ll help you make the strongest start possible. There’s a lot of competition out there, so it’s essential that …
by rmi Spring is the time to shake off the winter excess and start moving towards a happier, cleaner and healthier season. Most people scrub their floors, donate old clothing and declutter their closets, but you shouldn’t limit your cleaning to just your home. Your finances deserve just as much attention as your fridge, but how do …
by rmi Have you ever opened the mail and found a bill that created a ball of anxiety in the pit of your stomach? If so, you’re not alone. Whether your debt comes from credit cards, student loans, mortgages, auto loans or a combination of these, it can cause an extreme amount of stress. The desire to …
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