If you are going through a debt crisis and want to get rid of your piling debt, your best option is a debt management plan. If you are deep in debt problems, various agencies offer management services that can help you make repayments on new, manageable terms. Some reputable financial institutions in the United States …
by Total Analysts predict that the outlook for foreclosures will remain significant, owing to rising interest rates and the ongoing recession. Indeed, many believe that foreclosure rates will reach record levels in the coming years, and will be even higher in the coming years. Nationwide, 92,845 homes are in foreclosure, up from 87,945 in 2009, according to …
by Total 
Looking for apps to help you track and manage your debt? Here are some of the most popular apps on the market and what you can expect from each one. Remember: while applications like these can help individuals keep track of payments and monitor spending, they won’t be the perfect solution for everyone — especially …
by rmi There are many costs associated with filing bankruptcy. Some of these include filing fees, attorney fees, and trustee fees. While you may be considering bankruptcy as a way out of debt, it is important you weigh all the risks including understanding the fees you will be responsible for. Let’s check out some of these fees. …
by rmi If you have recently filed or are considering filing bankruptcy, you may be wondering about the effects it could have on your job as well as future employment prospects. Let’s look at what you can expect after filing bankruptcy. Your Current Job is Safe Let’s get the anxiety out of the way first. You cannot …
by rmi If you have mounting credit debts, you have likely become familiar with the minimum payment. But what does making the minimum payment really mean, and what happens when you are unable to make it on time? Let’s look at how minimum payments affect your bottom line. What Are Minimum Payments? The minimum payment is the …
by rmi While medical bankruptcy is not a specific category of bankruptcy, you can still file bankruptcy for relief from medical debt. This simply means you won’t get to choose which debts are included in your bankruptcy, but your medical debts could still be covered. Let’s look at some of the implications of medical bankruptcy. Medical Debt …
by rmi Facing bankruptcy is a frightening proposition and should be avoided at all costs. If you have exhausted all other options and are left with only bankruptcy, you may be wondering if you should contact a bankruptcy attorney. Let’s address the pros and cons of navigating bankruptcy without an attorney and look at some ways to …
by rmi 
Cash advances can seem tempting when the budget is tight and unexpected expenses pop up. While it may seem like the right thing to do at the time, a credit card cash advance will never work in your favor. In fact, it is one of the worst forms of credit available to you. Let’s look …
by rmi 
The holidays are almost here, and for those struggling with credit debt it can be a very difficult time emotionally and financially. But with some careful planning and a healthy dose of discipline, you can enjoy the holidays with everyone else without breaking the bank or busting the budget. Here are some tips for surviving …
by rmi