Are you wondering if cosigning will hurt your credit? Well, if you’ve never cosigned a loan, you’re probably wondering what this would mean for you. If you’re contemplating doing this as a favor for someone, arm yourself with the knowledge to avoid a worst-case scenario. If someone’s credit score is less than what’s needed to …
by creditguard In the past decade or so, there has been a lot of advertising on short-term cash solutions and you may have noticed countless “Payday Lenders” pop up in almost every neighborhood strip mall. Nowadays, there are more payday lenders across the United States than McDonald’s. In the last couple of years, the government and consumers …
by creditguard After hurricanes Katrina, Rita and Wilma ravaged the coastal regions of the U.S. many people are still unable to find their grounds and get back to normal lives. The damage caused by these hurricanes to people’s homes, livelihoods, automobiles and personal belongings have amounted to billions of dollars and many who lost all or most …
by creditguard Research from Harris Interactive estimates that America’s youth, Generation Y, has a total $175.1 billion dollar per year spending power in today’s economy. Based on a June 2003 study that interviewed over 3,500 pre-teens, teens and young adults with their parents, Harris Interactive breaks down Generation Y’s spending habits into three categories: Pre-Teens (ages 8 …
by creditguard During the course of the last year overall foreclosure numbers saw a steady rise in the United States. Analysts predict that with rising interest and inflation rates along with high housing costs, the future outlook of foreclosures remains substantial. In fact, many believe the foreclosure rates will reach record levels within the coming year or …
by creditguard The Internal Revenue Service (IRS) estimates that the average refund for this year will be close to $2,000. This has many Americans across the country struggling with the decision of whether to buy a vacation package to the Caribbean or to utilize the extra income towards something more useful. If you are one of the …
by creditguard It is a known fact that most military service men and women who are called to active duty go through many hardships. Leaving loved ones for indefinite periods of time can put a tremendous amount of strain on their family lives, especially if they are the sole breadwinners of the family. Many reservists who get …
by creditguard In the aftermath of Hurricane Charley, Hurricane Frances, Hurricane Ivan and Hurricane Jeanne, many residents are struggling to pick up the pieces and get their lives back to normal. As residents survey the damage done to their homes, cars and personal belongings, the prospect of repairing and rebuilding their lives can be overwhelming. As of …
by creditguard Helping your own fellow man during periods of suffering and hardships can be one of the most fascinating aspects of the mankind. We witnessed this compassion especially during the September 11th attacks, Asian Tsunami devastation, Pakistani earthquake and the recent hurricane seasons. The United States has been in the forefront of charitable giving with an …
by creditguard It used to be small radios and toasters, and then came camping gear and milkshake makers; now it is all about Visa gift cards and iPods. According to CreditGUARD of America, Inc., opening a new checking or savings account has never been so attractive as of present day and many consumers are drawn to these …
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