While medical bankruptcy is not a specific category of bankruptcy, you can still file bankruptcy for relief from medical debt. This simply means you won’t get to choose which debts are included in your bankruptcy, but your medical debts could still be covered. Let’s look at some of the implications of medical bankruptcy. Medical Debt …

Each time you use a credit card, you are going to pay a fee for the privilege. But what are the different types of fees and which ones should you try and avoid? Let’s look over credit card fees and how they can affect your budget. Finance Charges or Interest Fees If you carry a …

Planning a Thanksgiving dinner is hard enough, and budgeting for one can be even tougher. Shopping, cooking, and decorating each have their own challenges, so let’s look at some things to keep in mind when planning for Thanksgiving. Start with the Menu If you are looking to save as much money as possible when planning …

Health and fitness are vital to your overall well-being and contribute to your ability to deal with stress. If you are working to overcome credit debts, it can seem as though trying to stay healthy is just an added expense, but the truth is health and fitness rely on effort and good decision making, not …

Facing bankruptcy is a frightening proposition and should be avoided at all costs. If you have exhausted all other options and are left with only bankruptcy, you may be wondering if you should contact a bankruptcy attorney. Let’s address the pros and cons of navigating bankruptcy without an attorney and look at some ways to …

In today’s world it is almost impossible to make it through the day without needing to use a card to make purchases. But all cards are not equal. While credit and debit cards may look nearly identical, there are major differences between the two. Let’s take a look at the benefits and risks of both. …

These days hardly a week goes by without news of another major data breach. When it happens to a credit card company, this can be more than a little concerning. How do you know where to turn or what steps to take? Cutting up all your cards and running screaming into the night will not …

If you are an animal lover, you may be considering adopting a pet. And while a furry addition to your home will bring plenty of joy and fun, it will also have a huge impact on the budget. Let’s look at some of the costs of owning a pet, and some alternatives to adoption when …

Having a child is full of new experiences for a first-time parent. Some of these will be expected and some will be a total surprise. Let’s examine some things to consider when budgeting for a baby. The First Year is a Shocker Before the baby is born, the expenses will already be rolling in. Prenatal …

With the holidays around the corner, Black Friday is soon to be on everyone’s minds. Amazing deals, incredible sales, brand new products! But how amazing are those deals, really? Let’s check out some of the pros and cons of shopping on Black Friday. What is Black Friday, Anyway? The name itself shows you how much …