When it comes to borrowing money, having good credit is an absolute must. But many people do not, so they must pursue alternative options when they want to take out a loan. One way to do this to have someone else cosign a loan. While this may seem of little consequence for the individual with …

One of the most hotly contested policy issues in recent years has been around the proposed increase to the federal minimum wage. Currently, the wage is set at $7.25 per hour and has not increased since 2009, but there has been a push to raise this to a $15 federal minimum wage by 2025, with …

The COVID-19 pandemic has had deep financial effects on people worldwide. The COVID-19 Emergency Relief program was designed in part to help relieve at least some of the financial burden on Americans. While many people have probably heard about the stimulus checks or child tax credits associated with the Emergency Relief program, few have heard …

Many people can probably relate to the fact that life can be crazy sometimes. When managing our time at work, our time with family, time with friends, and everything in between, it can feel like the list of things to do and places to go is just completely overwhelming. If you can relate to this, …

Many people these days are looking for ways to earn more money and improve their financial stability. A great way to do this is through passive income, which is steady income that requires minimal day-to-day labor to earn. Oftentimes, it involves upfront investment of time, money and energy, and people can enjoy consistent payoffs down …

Many Americans have and are continuing to struggle financially as a result of the COVID-19 pandemic. The federal government has provided stimulus payments and other emergency relief measures to help individuals in need, but many are still struggling. As a result, lawmakers and millions of Americans themselves have been pushing for another round of financial …

Cryptocurrencies are becoming a greater part of conversations in the finance industry, and many are looking to get on board. Credit card companies in particular are looking for ways to integrate cryptocurrencies, and one of the emerging ideas is a crypto-earning credit card. That is, instead of earning traditional cash-back or miles from your credit …

The COVID-19 pandemic forced people to limit socialization, and very few people were prepared for just how significant this change would be. A byproduct of this forced isolation is that many Americans ended up saving more money than usual. However, now that pandemic restrictions are easing, many people are itching to get out and spend …

Paper money is gradually becoming more and more obsolete. Fewer people are using paper currency out of COVID-19-related safety concerns, electronic forms of payments are becoming more commonplace, and cryptocurrencies are on the rise. One of the more recent developments is the idea of central bank digital currencies (CBDCs), which are considered to be a …

Student loan refunds are very important for individuals taking out federal or private student loans. If you have only just recently taken on your student loan, then you might not have come across this option yet. It is important that you understand the ins and outs of student loan refunds in order to determine if …