Money Mindset Discussing inherent beliefs about money is paramount to getting on the same page as your partner. Were you raised to think that money will always be there? Or were you brought up with the belief that money is hard to come by and requires hard work? Examining the role that money plays in …

Bad math Miscalculations are one of the most common errors on tax returns. In 2017, the IRS reported 2.5 million math errors on returns. The errors range from a simple mistake on addition or subtraction or misplacement of numbers on tax tables or schedules. Thankfully, IRS software catches these mistakes but it can result in …

SORT THROUGH YOUR STUFF: You’ll find a lot of things you don’t need or desire when you clean out your closets, drawers, cabinets, and other storage locations throughout your house. Make three piles: one for trash, one for charity, and one for resale. Get rid of what you don’t need and donate what you do …

Credit Card Relief Programs Contact your credit card company to determine if they offer any relief or assistance to those the coronavirus pandemic has impacted. Be prepared to provide documentation of your situation if necessary. One common form of aid is establishing a payment plan that works for your situation. Another way credit card companies …

Bulky items, skimpy storage The allure of buying a box of your favorite cookies goes away when you come home and realize there is no space in the pantry. The next thing you know, you are playing a game of Tetris to get that giant package of ribeye steak in the freezer because the price …

CHOOSE YOUR BUDGET: Decide how much you can comfortably pay before even looking at houses. The bank estimates of what you can afford may be very different from what you can afford. Include all the expenses associated with owning a home in your budget. These can quickly amount to several hundred dollars in additional monthly …

It is not only the interest that you pay on your loan that determines your mortgage payment. There are three parts that make up your monthly mortgage payments. Understanding the parts of your payments and their percentages will help you make more informed decisions about mortgages you take out.

The debt collection process can be hard to understand for someone who isn’t in the business. But the process is straightforward, and it’s essential to know about the process and what it means for your case.

Unfortunately, it’s all too easy to make bad financial decisions when planning retirement. So be advised against making the top 5 retirement planning mistakes.

Keep your credit score and personal finances in check, while you are in school with the top 7 credit card tips every college student should know.