CHOOSE YOUR BUDGET: Decide how much you can comfortably pay before even looking at houses. The bank estimates of what you can afford may be very different from what you can afford. Include all the expenses associated with owning a home in your budget. These can quickly amount to several hundred dollars in additional monthly …

It is not only the interest that you pay on your loan that determines your mortgage payment. There are three parts that make up your monthly mortgage payments. Understanding the parts of your payments and their percentages will help you make more informed decisions about mortgages you take out.

The debt collection process can be hard to understand for someone who isn’t in the business. But the process is straightforward, and it’s essential to know about the process and what it means for your case.

Unfortunately, it’s all too easy to make bad financial decisions when planning retirement. So be advised against making the top 5 retirement planning mistakes.

Keep your credit score and personal finances in check, while you are in school with the top 7 credit card tips every college student should know.

There are a lot of myths about term vs. whole life insurance. However, you can debunk most myths simply by understanding the two types of insurance and the difference in their ability to protect your family.

Many people worry about the effect on their credit rating if they co-sign on a loan for someone. A common misconception is that co-signing on a loan will negatively impact your credit. The truth is that it depends on how you carry out your responsibilities as a co-signer. Let’s look at the facts.

Finding a good credit counseling agency could mean the difference between financial empowerment and financial ruin. Here’s how to locate the best agency for you.

Cryptocurrency digital form of money that may be used to purchase products and services online. Learn more about cryptocurrency, including what it is, how to buy it, and how to protect yourself.

Building passive income to gain financial independence is now within reach for the average American. It used to be about being a banking consumer, but now you must get creative for a finance plan independent of your income.