Many Americans have and are continuing to struggle financially as a result of the COVID-19 pandemic. The federal government has provided stimulus payments and other emergency relief measures to help individuals in need, but many are still struggling. As a result, lawmakers and millions of Americans themselves have been pushing for another round of financial …
by Elaine Hiro Cryptocurrencies are becoming a greater part of conversations in the finance industry, and many are looking to get on board. Credit card companies in particular are looking for ways to integrate cryptocurrencies, and one of the emerging ideas is a crypto-earning credit card. That is, instead of earning traditional cash-back or miles from your credit …
by Elaine Hiro The COVID-19 pandemic forced people to limit socialization, and very few people were prepared for just how significant this change would be. A byproduct of this forced isolation is that many Americans ended up saving more money than usual. However, now that pandemic restrictions are easing, many people are itching to get out and spend …
by Elaine Hiro Paper money is gradually becoming more and more obsolete. Fewer people are using paper currency out of COVID-19-related safety concerns, electronic forms of payments are becoming more commonplace, and cryptocurrencies are on the rise. One of the more recent developments is the idea of central bank digital currencies (CBDCs), which are considered to be a …
by Elaine Hiro Student loan refunds are very important for individuals taking out federal or private student loans. If you have only just recently taken on your student loan, then you might not have come across this option yet. It is important that you understand the ins and outs of student loan refunds in order to determine if …
by Elaine Hiro The cost of a college education can place a significant burden on college students and their families, and college tuition is only continuing to rise by the year. If you are a prospective student or a parent of a child planning to attend university, then you may be looking for ways to fund the cost …
by Elaine Hiro In the past, credit card access has been largely limited to individuals with solid credit histories and high credit scores. Recently, however, companies have tried to improve access by expanding eligibility to those individuals who lack a credit history. Specifically, large lenders in the United States, including U.S. Bank and JPMorgan Chase, are leading the …
by Elaine Hiro Many Americans have endured substantial financial struggles throughout the COVID-19 pandemic but have been able to get by with the help of government stimulus checks. To date, eligible recipients have received $3,200 via three separate stimulus checks in the last 12 months. And with continued financial hardship on the horizon even as the economy recovers, …
by Elaine Hiro Cryptocurrency is becoming a greater part of mainstream discussions these days, and Bitcoin in particular has been making headlines. More and more individuals are investing in Bitcoin, and it is gradually becoming accepted as a valid alternative payment method. With usage and interest in the currency increasing, companies are beginning to develop Bitcoin-specific debit and …
by Elaine Hiro College tuition has become a significant expense nowadays, and the level of outstanding student loans in the United States is at an all-time high. Many parents are concerned about adequately planning for and covering the costs of college tuition while still ensuring that their children receive a quality education. There are in fact many ways …
by Elaine Hiro