The Internal Revenue Service (IRS) estimates that the average refund for this year will be close to $2,000. This has many Americans across the country struggling with the decision of whether to buy a vacation package to the Caribbean or to utilize the extra income towards something more useful. If you are one of the …
by creditguard It is a known fact that most military service men and women who are called to active duty go through many hardships. Leaving loved ones for indefinite periods of time can put a tremendous amount of strain on their family lives, especially if they are the sole breadwinners of the family. Many reservists who get …
by creditguard In the aftermath of Hurricane Charley, Hurricane Frances, Hurricane Ivan and Hurricane Jeanne, many residents are struggling to pick up the pieces and get their lives back to normal. As residents survey the damage done to their homes, cars and personal belongings, the prospect of repairing and rebuilding their lives can be overwhelming. As of …
by creditguard For Consumers Living Paycheck to Paycheck According to “Credit-Card Fees Are Rising Faster” by Ruth Simon in Wall Street Journal on March 31, 2004, the economics of the credit card industry are changing. To be competitive, creditors have had to cut interest rates and discontinue annual fees. Creditors are offering 0% interest rates and waiving …
by creditguard Helping your own fellow man during periods of suffering and hardships can be one of the most fascinating aspects of the mankind. We witnessed this compassion especially during the September 11th attacks, Asian Tsunami devastation, Pakistani earthquake and the recent hurricane seasons. The United States has been in the forefront of charitable giving with an …
by creditguard It used to be small radios and toasters, and then came camping gear and milkshake makers; now it is all about Visa gift cards and iPods. According to CreditGUARD of America, Inc., opening a new checking or savings account has never been so attractive as of present day and many consumers are drawn to these …
by creditguard Bankruptcy in the past has allowed many financially strapped Americans to default on their high debt amounts enabling them to get a fresh financial start. The new bankruptcy law which goes into effect on October 17th 2005 will allow regulators to introduce tough federal bankruptcy laws that will make it more difficult and expensive for …
by creditguard Collective student loan debt is at an all-time high. In fact, student debt has risen over 300 percent in the past eight years alone! According to the Project on Student Debt, the average total debt for a four-year college graduate is $24,000. With student loan debt now exceeding over $1 trillion dollars, the cost of …
by rmi