Marriage can be a life-defining event. It’s a major undertaking, and plenty of things can get lost in the shuffle. Unfortunately, many newlyweds experience financial struggles which, if not addressed early on, can worsen. In fact, tension over credit card debt and other financial obligations is the single biggest cause of divorce in the U.S. …

Does your credit take a hit whenever you check your credit score? This is one of the biggest misconceptions people have about their credit, and it may be one of the main reasons why people are so “out of the loop” when it comes to their credit scores. Here’s the answer: Although certain credit checks …

It can take a lifetime to save, but it only takes a few a few seconds for someone to fall into debt. Are you in need of finding new ways to help take charge of your finances and put an end to high interest rates and annoying creditor calls? Here are a few really great …

Recent studies show that credit scores differ wildly not just among different income brackets or education levels, but from generation to generation as well. The information gleaned from these surveys has shone a new light on the subject of maintaining good credit, and it has encouraged financial experts to take a closer look at the …

Did you know that having bad credit can put a damper on your job search? Whether you realize it or not, a negative credit report can determine if you’re approved for a credit card, home mortgage or even an auto loan. What’s more, your credit report can also have a direct impact on your chances …

Although low credit scores can happen to anyone, knowing the ins and outs of proper credit management and how credit cards and interest rates work can help people stay out of debt. Unfortunately, an abundance of credit card options coupled with an overall lack of financial literacy have been putting good students on the fast …

Everybody starts out small, and with the help of careful planning and sheer determination, reach the skies, while obtaining a solid financial markup. However, financial planning is a wavering process and to maintain a stable base, it is important that people should infiltrate into practices that help to regulate their finances. Factors Related to Monetary …

Finance related health problems follow a vicious cycle. People who are rambling with the costs of living have deep cognitive and behavioral vulnerabilities. Credit cards are one of the main reasons for the augmentation of monetary indisposition. The alluring marketing techniques and the incentive programs let the consumers into overspending and amass debt problems. Through …

Have you ever wondered how to get approval for your credit online application within minutes, even when there are thousands of applications with the lenders? With the help of FICO scoring model, the fastest way to evaluate the creditworthiness, the lenders calculate the likelihood that the person will make repayments of his debt or not. …

After hurricanes Katrina, Rita and Wilma ravaged the coastal regions of the U.S. many people are still unable to find their grounds and get back to normal lives. The damage caused by these hurricanes to people’s homes, livelihoods, automobiles and personal belongings have amounted to billions of dollars and many who lost all or most …