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Paying off Multiple Credit Cards: Tips and Strategies

Did you know that the average American household has at least 15,000 in credit card debt? Because most Americans own more than one credit card, keeping tabs on them all can be difficult. There are plenty of legitimate reasons why people may face high credit card bills, and it’s important to remain positive in the …

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Are You Headed for Credit Debt?

Credit card debt affects consumers from all walks of life. In fact, millions of Americans deal with past-due credit card bills that they simply can’t afford to settle. If you’re one of them, you shouldn’t feel ashamed. The only surefire way to prevent credit card debt is stop it before it begins. So, instead of …

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How to Prevent Credit Fraud

Did you know that 10 percent of Americans say they’ve been victims of credit card fraud? Though you can’t always prevent fraud from happening, there are ways to better protect yourself. Here are a few tips to help prevent credit card fraud and steps to take should you fall victim. 1. Always Remember to Properly …

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Weekly Roundup: How to Avoid Scams and Fraud

1.A Look at How Internet Marketing Scams Work “Rather than develop something useful, Internet Marketers create something out of thin air: likely a worthless e-book, or some sort of coaching session that consists of a semi-regular phone consultation.” Technology and culture blog Boing Boing provides us with a much-needed look into how Internet marketing scams …

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Avoiding Get Rich Quick Schemes

When you’re finding it harder and harder to make ends meet, it becomes more and more tempting to look for a “quick fix.” That’s why millions of people who struggle with shrinking incomes, mounting debts and squeezed budgets turn to so-called get-rich-quick schemes as a way to help them climb out of debt. Unfortunately, such …

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Infographics Teach About Debt

1. Dig Yourself Out of Debt Looking for ways to get out of credit card debt? This infographic shows you 5 ways to help put an end to your credit woes. Start by figuring out which cards have the highest interest rates and make it a priority to pay these off first. Also look into …

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How to Take Control of Your Finances

If you’ve ever had to deal with debt, then you already know how easily it can spiral out of control. High interest rates, late payments and penalty fees all add to an ever-growing sum that becomes harder and harder to manage. What’s worse, being behind on your payments can damage your credit score, which in …

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Designer Bargains on a Budget

Buying designer clothes and saving money aren’t two things that typically go hand in hand. In fact, it seems like the term “designer bargains” is an oxymoron, as if those two words don’t belong in the same sentence. Kind of like “jumbo shrimp” or the “Great Depression,” it’s something that’s never really made sense. But …

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Weekly Roundup: Wedding Planning on a Budget

Since Valentine’s Day is upon us, this week’s roundup includes five articles about weddings…and debt. So without further ado, here are our top five articles on ways to save for that special day. 1.Saving Up, Spending More. “In 2012, the average U.S. wedding cost approximately $27,000, and that’s not counting the honeymoon. 91 percent of …

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