If you’ve ever had to deal with debt, then you already know how easily it can spiral out of control. High interest rates, late payments and penalty fees all add to an ever-growing sum that becomes harder and harder to manage. What’s worse, being behind on your payments can damage your credit score, which in …

Buying designer clothes and saving money aren’t two things that typically go hand in hand. In fact, it seems like the term “designer bargains” is an oxymoron, as if those two words don’t belong in the same sentence. Kind of like “jumbo shrimp” or the “Great Depression,” it’s something that’s never really made sense. But …

Since Valentine’s Day is upon us, this week’s roundup includes five articles about weddings…and debt. So without further ado, here are our top five articles on ways to save for that special day. 1.Saving Up, Spending More. “In 2012, the average U.S. wedding cost approximately $27,000, and that’s not counting the honeymoon. 91 percent of …

Millions of Americans live day-to-day with the burden of carrying a substantial amount of credit card debt. As long as they maintain sufficient streams of income and don’t make unnecessary charges, they may be able to keep it up for years at a time. Unfortunately, far too many people are just one mishap away from …

Marriage can be a life-defining event. It’s a major undertaking, and plenty of things can get lost in the shuffle. Unfortunately, many newlyweds experience financial struggles which, if not addressed early on, can worsen. In fact, tension over credit card debt and other financial obligations is the single biggest cause of divorce in the U.S. …

Does your credit take a hit whenever you check your credit score? This is one of the biggest misconceptions people have about their credit, and it may be one of the main reasons why people are so “out of the loop” when it comes to their credit scores. Here’s the answer: Although certain credit checks …

It can take a lifetime to save, but it only takes a few a few seconds for someone to fall into debt. Are you in need of finding new ways to help take charge of your finances and put an end to high interest rates and annoying creditor calls? Here are a few really great …

Recent studies show that credit scores differ wildly not just among different income brackets or education levels, but from generation to generation as well. The information gleaned from these surveys has shone a new light on the subject of maintaining good credit, and it has encouraged financial experts to take a closer look at the …

Did you know that having bad credit can put a damper on your job search? Whether you realize it or not, a negative credit report can determine if you’re approved for a credit card, home mortgage or even an auto loan. What’s more, your credit report can also have a direct impact on your chances …

Although low credit scores can happen to anyone, knowing the ins and outs of proper credit management and how credit cards and interest rates work can help people stay out of debt. Unfortunately, an abundance of credit card options coupled with an overall lack of financial literacy have been putting good students on the fast …