There’s been a lot of talk about the “debt ceiling” over the past few years. At a record high of $17.2 trillion, it’s no wonder. The debt ceiling is the U.S. government’s self-imposed borrowing limit. When Congress votes to “raise” the debt ceiling by a specific number, the Treasury Department is permitted to borrow up …

There are two types of shoppers: those who shop more but buy less and those who shop less but buy more. In theory, buying in bulk helps you save money because the individual price for something is lower. In other words, the more you buy, the more you save. However, buying in bulk can be …

Are you among the millions of Americans who are waiting till the last minute to file their tax return? Experts say those who wait longer tend to make more mistakes on their return form, which in turn can cost people both more money and more time. It’s estimated that over 80 percent of tax returns …

As credit card fraud is becoming more and more common, protecting your identity has never been more important. Here are five articles that give us a look at credit card fraud. More specifically, they highlight exactly how credit card fraud works and ways you can protect yourself. 1. Protecting Yourself from Identity Theft “Never give …

Did you know that the average American household has at least 15,000 in credit card debt? Because most Americans own more than one credit card, keeping tabs on them all can be difficult. There are plenty of legitimate reasons why people may face high credit card bills, and it’s important to remain positive in the …

Credit card debt affects consumers from all walks of life. In fact, millions of Americans deal with past-due credit card bills that they simply can’t afford to settle. If you’re one of them, you shouldn’t feel ashamed. The only surefire way to prevent credit card debt is stop it before it begins. So, instead of …

Did you know that 10 percent of Americans say they’ve been victims of credit card fraud? Though you can’t always prevent fraud from happening, there are ways to better protect yourself. Here are a few tips to help prevent credit card fraud and steps to take should you fall victim. 1. Always Remember to Properly …

1.A Look at How Internet Marketing Scams Work “Rather than develop something useful, Internet Marketers create something out of thin air: likely a worthless e-book, or some sort of coaching session that consists of a semi-regular phone consultation.” Technology and culture blog Boing Boing provides us with a much-needed look into how Internet marketing scams …

When you’re finding it harder and harder to make ends meet, it becomes more and more tempting to look for a “quick fix.” That’s why millions of people who struggle with shrinking incomes, mounting debts and squeezed budgets turn to so-called get-rich-quick schemes as a way to help them climb out of debt. Unfortunately, such …

1. Dig Yourself Out of Debt Looking for ways to get out of credit card debt? This infographic shows you 5 ways to help put an end to your credit woes. Start by figuring out which cards have the highest interest rates and make it a priority to pay these off first. Also look into …