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Single Moms Budgeting Infographic

Spread the word – share this infographic! Single mothers are an unmovable force—they are our caretakers, our doctors, our servers, our sisters and our daughters. They take care of us when we’re sick, and they pamper us when we’re down. They are the white-collar workers, the part-time workers, and the stay-at-home supermoms. More than 80 …

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How to Be Debt-Free

1. They’re always saving People who are financially stable know that the number one rule to being good with money is to save — a lot. All the time. They curb their impulsive spending habits and instead put that money to productive use in a savings or investment account. 2. They set goals Debt-free people …

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The History of Credit Cards – CreditGUARD.org

Did you know over 10,000 credit card transactions take place every second? Though it seems like just about everyone owns at least one credit card today (it’s actually estimated that the average American owns around three credit cards), it wasn’t that long ago when paying with plastic was simply unheard of. Trade: The Origin of …

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How Retirement Plans Waste Your Money and What to Do Instead

Saving for retirement’s no easy matter. There are many different retirement solutions these days, and sometimes it’s hard to tell which one is best for you. Finding What’s Best for You While any retirement plan can be a sound investment for your future, it’s important to know exactly how they work. For instance, some retirement …

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The Dark Side of Credit Card Spending

No matter how strong the Force may be, it’s still easy to fall prey to the nefarious habits of bad credit card usage. Instead of going over to the dark side, become a credit Jedi master by learning how credit cards work. That way, you can guard yourself from the perils of credit card debt. …

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What Not to Charge on Your Credit Card

Want to know the single most surefire trick to help you save money and stay on top of your finances? The key to managing your credit is picking where and when to use your credit cards. Some credit experts recommend limiting your purchases to only expenses that you can immediately pay off. While there may …

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Finance People Say Dumb Things

Having trouble keeping up with all the financial mumbo jumbo going around these days? Most financial matters beyond whether to use cash or credit can become fairly complex, and even a checking account, with its various rates and fees, can turn into a nightmare when it goes in the negative. This is why so many …

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Easy Ways to Lose Your Money

Remember when you were young and seeing $100 was like the financial equivalent of seeing the Easter Bunny? While $100 may have seemed like a large amount of money at the time, it no longer goes as far as it used to. Looking for quick and easy ways to make a few dollars? You needn’t …

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Cut Your Spending on Coffee

If you’re anything like us, then you like drinking coffee. A lot! It’s estimated that the average coffee drinker consumes three cups a day. And with coffee prices at over $2 a cup, that can be costly. So costly, in fact, that the amount the average American spends on coffee almost mirrors how much they …

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Common Credit Mistakes

It wasn’t that long ago that financial experts were recommending young adults open credit card accounts to help them build up their credit. As a result of the variety of financial crises that have taken place in the last few years, these suggestions have since become far less common. Still, people of all ages get …

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