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10 Companies That Went Bankrupt

Did you know an estimated 500,000 businesses open and close each year? A variety of factors can contribute to a businesses’ bankruptcy, yet whether it’s due to an ever-changing market, declining sales, or some kind of internal cover-up, the results are always the same. But even while some business are often (wrongfully) deemed “too big …

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Ten Money Mistakes to Avoid

Proper money management isn’t something that comes easy — it’s a skill that often takes years to master. If you’re having trouble keeping up with your finances, don’t fret! Instead, take a look at how you can avoid these 10 painfully common money mistakes. 1. Not knowing how much you’re saving and spending each month …

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Slow Down Your Spending

Though you may not realize it, speeding and spending are somewhat synonymous. Think about it: Some people spend recklessly, while other people drive recklessly. Both require little thought, and both can be incredibly detrimental to you and those around you. With NASCAR season gearing up, people across the country are getting pumped for some revved-up, …

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6 Signs You’re Living Beyond Your Means

Are you having trouble keeping up with all those overdue bills? Perhaps you’re using one credit card to pay off another. Whatever the case may be, living beyond your means is not only stressful, it’s exhausting. Because you may be living a lifestyle that exceeds your budget and not even realize it, take a quick …

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Single Moms Budgeting Infographic

Spread the word – share this infographic! Single mothers are an unmovable force—they are our caretakers, our doctors, our servers, our sisters and our daughters. They take care of us when we’re sick, and they pamper us when we’re down. They are the white-collar workers, the part-time workers, and the stay-at-home supermoms. More than 80 …

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How to Be Debt-Free

1. They’re always saving People who are financially stable know that the number one rule to being good with money is to save — a lot. All the time. They curb their impulsive spending habits and instead put that money to productive use in a savings or investment account. 2. They set goals Debt-free people …

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The History of Credit Cards – CreditGUARD.org

Did you know over 10,000 credit card transactions take place every second? Though it seems like just about everyone owns at least one credit card today (it’s actually estimated that the average American owns around three credit cards), it wasn’t that long ago when paying with plastic was simply unheard of. Trade: The Origin of …

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How Retirement Plans Waste Your Money and What to Do Instead

Saving for retirement’s no easy matter. There are many different retirement solutions these days, and sometimes it’s hard to tell which one is best for you. Finding What’s Best for You While any retirement plan can be a sound investment for your future, it’s important to know exactly how they work. For instance, some retirement …

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The Dark Side of Credit Card Spending

No matter how strong the Force may be, it’s still easy to fall prey to the nefarious habits of bad credit card usage. Instead of going over to the dark side, become a credit Jedi master by learning how credit cards work. That way, you can guard yourself from the perils of credit card debt. …

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What Not to Charge on Your Credit Card

Want to know the single most surefire trick to help you save money and stay on top of your finances? The key to managing your credit is picking where and when to use your credit cards. Some credit experts recommend limiting your purchases to only expenses that you can immediately pay off. While there may …

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