When it comes to maintaining a good credit score, this can be a difficult endeavor, especially if you are strapped for cash. Building a good credit score requires persistence and discipline, and it this is often a several years’ process. One event that may have significant and long-lasting consequences on your credit score is foreclosure. …
by Elaine Hiro Several years ago, using cryptocurrency was hardly mainstream. Cryptocurrencies were relatively new to the market, and few vendors – let alone commercial banks and the likes – utilized this form of currency. But in recent years, cryptocurrency has risen sharply in popularity. Large institutions and well-known investors have been endorsing the use of cryptocurrency, and …
by Elaine Hiro Many Americans are struggling with seemingly massive credit card debt balances. These balances become extremely costly, as credit cards carry an average interest rate charge of 16% annually. Since many of these same people are operating on a tight budget, people are searching for alternative ways to pay off their credit card debt. One such …
by Elaine Hiro The COVID-19 pandemic has forced people to work from home and also placed a significant financial burden on many. As a result, a large number of people have picked up side hustles to earn extra income. And while it is true that many younger people are pursuing side hustles, they are not the only ones. …
by Elaine Hiro Saving for retirement can feel like a daunting task, especially when you are young, and retirement feels extremely far away. One of the most important aspects of planning for retirement is accurately predicting how much you’ll even need to save in the first place. After all, having a clear goal to work toward will help …
by Elaine Hiro These days, many people are struggling with high debt balances. Managing these balances can be extremely daunting, and the prospect of paying them off can feel nearly impossible when you consider just your day to day needs alone. However, there are some key actions you can take to ease the burden of debt. Continue reading …
by Elaine Hiro Fall is just around the corner, and that means many families are preparing for their children to return to the classroom. It also means that these same families are going to have some additional expenses for back to school supplies. This can be a meaningful financial burden, particularly if you already operate on a tight …
by Elaine Hiro Student loan debt is at an all-time high, and that means countless individuals across the country are struggling to repay money they have borrowed – sometimes for years or even decades. While traditional employment can help with the task of paying off debts, there is another way: freelancing. This is surely an untraditional approach, but …
by Elaine Hiro Some areas of the country currently have COVID-related eviction moratoriums, but others are carrying on with business as usual. As such, many landlords who are dealing with residents who cannot or are not paying rent may be considering evictions. These are typically a last resort since they can be messy, and most landlords would prefer …
by Elaine Hiro Giving money to charity is an incredible act of compassion and selflessness. It is a tangible way to support individuals and organizations in need. In the United States, charitable contributions have raised nearly $250 billion, a large proportion of which has come from individual contributions. While many people contribute money to charity, not all of …
by Elaine Hiro