Most American families owe more than $15,000 in credit card debt. With price tags like that, it is understandable that some families or individuals might not realize their credit card debt is spiraling out of control. Here is a quiz to help you discover if you have a handle on your credit card debt or …

Groceries are expensive, especially for families. You can go into a store at the beginning of the week, spend $200 and only have enough food until Wednesday. It’s challenging to feed your entire family on a budget, but for most Americans, that’s exactly what’s necessary. With more than 43 percent of Americans currently owing more …

There is no doubt that money has an effect on every aspect of our lives, and for most of us, debt is a common consequence simply of living. Whether debt comes from student loans, medical bills or everyday spending necessities, being financially indebted can not only put a strain on your financial responsibilities, it can …

The New Year has come and gone, and what are you left with? A holiday hangover. From the food to the gifts, the excess has dragged you down, and you are definitely feeling the effects. Your waistline is a little bigger, and those credit card statements have finally started to arrive. It might have been …

From interest rates to repayment methods, how much do you really know about credit card debt? Find out by taking our credit card knowledge quiz!

The holidays have come to an end, and with the excess of food and spending, most people’s credit card statements aren’t looking very pretty. In true traditional form, the beginning of the year is the time for setting goals we’d like to achieve. While losing weight is the reigning king of New Year’s resolutions, getting …

If you’ve ever dealt with a debt collection service, you know that it can be a trying process. It seems as though they never contact you at the right time, and you just don’t know how to communicate with them. Fortunately, there are tips on how to deal with debt collectors (link to “How to …

Each new year brings new opportunities, and what better way to start fresh than by creating a financial plan to utilize throughout the next 12 months? From monthly payments to unexpected costs, here are some important tips for organizing your funds before ringing in the new year. Track your spending Before the New Year kicks …

If you find yourself in a bunch and are considering ways to resolve debt, you might think debt settlement sounds like a good option, but it can be a tricky process. Without the proper knowledge and support system, utilizing a settlement company can go sour quickly. Here are the biggest myths pertaining to settlement programs. …

For diverse reasons that span from medical bills to irresponsible credit use, tens of thousands of US citizens struggle each year to avoid bankruptcy. Whatever your reasons for financial insecurity, dealing with the problem can help you retain a decent credit rating, and enhance your ability to make ends meet on a monthly basis. Here …