Before You Co-Sign on a Loan, Know the Facts

Many people worry about the effect on their credit rating if they co-sign on a loan for someone. A common misconception is that co-signing on a loan will negatively impact your credit. The truth is that it depends on how you carry out your responsibilities as a co-signer. Let’s look at the facts.

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How to Save Money During the Holidays

Holiday shopping may be the costliest ever in 2021, with the economy rebounding, consumer demand strong, and inflation high. With careful planning, organization, and reasonable discipline, you can get through January without financial regrets and save some money.

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The Correlation Between Age and FICO Credit Scores

Building good credit can be a lengthy process, and it is one that is a lifelong process. Since building credit usually starts when you are young and lasts your entire life, it would seem to follow that there may be a correlation with age and credit scores. Overall, average FICO credit scores have risen in …

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The Importance of Building Credit for College Students

Building good credit is a lifelong process and one that requires great diligence and discipline. However, these days, the younger generation is not always equipped with the information needed to successfully build good credit. Basic personal finance is not being taught in all curriculums, so younger individuals are ill equipped to responsibly manage their finances. …

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Consider Refinancing Your Auto Loan Today

Interest rates are at record lows these days, and that means now is a great time to consider refinancing. This is especially the case for people who have taken out auto loans, particularly those who took out their loans at relatively high rates. Depending on your personal circumstances, now may be a great time to …

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