Fall is just around the corner, and that means many families are preparing for their children to return to the classroom. It also means that these same families are going to have some additional expenses for back to school supplies. This can be a meaningful financial burden, particularly if you already operate on a tight …
by Elaine Hiro Student loan debt is at an all-time high, and that means countless individuals across the country are struggling to repay money they have borrowed – sometimes for years or even decades. While traditional employment can help with the task of paying off debts, there is another way: freelancing. This is surely an untraditional approach, but …
by Elaine Hiro Some areas of the country currently have COVID-related eviction moratoriums, but others are carrying on with business as usual. As such, many landlords who are dealing with residents who cannot or are not paying rent may be considering evictions. These are typically a last resort since they can be messy, and most landlords would prefer …
by Elaine Hiro Giving money to charity is an incredible act of compassion and selflessness. It is a tangible way to support individuals and organizations in need. In the United States, charitable contributions have raised nearly $250 billion, a large proportion of which has come from individual contributions. While many people contribute money to charity, not all of …
by Elaine Hiro Saving for retirement is a cornerstone of planning for your financial future. After all, for most people, there comes a point where they will stop working and will therefore need to depend on money that they have set aside over their lifetime to carry them through their years of retirement. Sure, there are other sources …
by Elaine Hiro People all around the country are struggling with the burden of student debt, and with collective student loan debt at an all-time high, many people are asking themselves: is this really worth it? On one hand, there is value in a college education, especially when it comes to navigating employment prospects. But on the other …
by Elaine Hiro Nowadays, many employers offer employees access to retirement plans. These plans are an important component when it comes to employees planning for their financial futures. The two main types of retirement plans include defined benefit plans and defined contribution plans, with the latter being more popular in recent years. Pensions are the primary defined benefit …
by Elaine Hiro Many people struggle with high debt balances and, as a result, have collections accounts listed on their credit reports. These collections accounts will typically lower your credit score, the magnitude of which depends on many different factors. People often want easy fixes for complex problems, and one solution that some people are tempted to get …
by Elaine Hiro Many people struggle with high debt balances, and this has only been more of a challenge with the COVID-19 pandemic. Individuals and families around the country are drowning in debt and struggling to find a way out. As a result, many are turning to professional agencies with experience in helping people to manage and reduce …
by Elaine Hiro When it comes to borrowing money, having good credit is an absolute must. But many people do not, so they must pursue alternative options when they want to take out a loan. One way to do this to have someone else cosign a loan. While this may seem of little consequence for the individual with …
by Elaine Hiro