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How Much Is Too Much Debt?

While there’s no magic number as to how much is too much debt, there are many signs that can point out when you’ve crossed a line. Telltale Signs of Too Much Debt If you relate to these signs, you’ve probably got too much debt. Read on to see where you stand. Minimum Payment Only How …

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Smart Ways to Save Money Fast

If you’re looking for creative ways to save money fast, we’ve got you covered. From coupons to budgets to boundaries, these tips will help you create a new vision for your relationship with money. Use a Bank Without Fees Does your bank charge you a monthly account maintenance fee or require minimum balances to avoid …

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When to Use Debit vs. Credit Card

There has been much discussion over whether to use a debit card or credit card, and which situations are best for each type of card. Because many bank cards these days can be processed as either debit or credit transactions, we will focus on the contrast between debit and credit, generally speaking. Know Your Bank …

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Finances After Marriage

If you’re newly married or engaged to be married, few things are more important than discussing your finances with your partner. Regardless of how you structure your accounts, communication is essential! Goals Setting goals is one of the most important things that many couples fail to accomplish. Whether you’re growing financially or struggling to get …

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Avoiding the Payday Loan Scam

If you’ve found yourself in a pinch, you may have considered a payday loan. If you’ve never gotten one, stay far away from payday lenders! Payday Loan Statistics The Consumer Financial Protection Bureau reports that more than 80% of payday loans get rolled over into or followed up with a new loan within two weeks …

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The Truth About Gas Station Credit Cards

With gas prices at about $2.35/gallon on average as of October 2018, it makes sense that consumers would be looking for ways to trim up the budget or even cut the occasional corner. Credit cards that offer cash back are becoming increasingly popular with consumers who are searching for easy ways to save a couple …

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Budgeting for Kids: How to Teach Children About Money

If you’re thinking it’s time to teach your kids about money, you’re probably right. Regardless of your kid’s age, if they are old enough to learn about responsibilities at home like chores, they’re old enough to learn the basics of how money works. Connecting the Dots Does your child understand the connection between work and …

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The Benefits of Credit Counseling for Mending Your Finances

When people want to control their debt and get familiar with the pitfalls of accumulating too much debt, credit-counseling organizations offer them proper guidance. A credit counseling company is the one, which helps people to get rid of huge piles of debt through counseling and education. Defining Credit Counseling Services: According to Federal Trade Commission, …

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