There is a pretty high probability that you have received a gift card before and used it in store, or perhaps you have given one to someone else as a holiday or birthday present. But have you ever had to deal with a gift card when the store it applies to is closing? While this …

You have probably heard by now about the latest wave of third stimulus checks issued as part of the American Rescue Plan under the newly elected Biden administration. These checks will be issued to millions of individuals across the country, with the aim of bolstering low and middle income Americans who have experienced severe economic …

Credit cards are great if used correctly. They can help you build credit and provide funds to make larger purchases. However, credit cards can be dangerously costly if not managed correctly. Knowing what credit cards truly cost and understanding how to properly manage your credit card is absolutely critical. Continue reading for all you need …

Many people have found themselves out of work during this pandemic and must navigate unemployment benefits for the first time in their lives. If you are newly out of work, figuring out how to revise the way you manage finances can be overwhelming. Here is a step-by-step guide on how to best manage your unemployment …

Having a good credit score is very important and can help you get access to various financial opportunities. There are several advantages you can get when you have a high credit score. Some of the advantages that you can get when you have a high credit score include getting a low rate of interest in …

Making financially stable moves is an important step towards success. Most people may struggle to keep up with their finances hence end up with an unwanted financial burden. Making savvy money moves is the answer to taking charge of your financial stability. Here are a few savvy money moves to make as soon as possible; …

Financial distress is not an experience anyone wishes to be into. Unfortunately, due to the nature of needs and scarcity of resources, it occurred to us; That many people and companies find themselves at longer heads with the financial lending company due to unpaid or huge debts. Worse enough, so many companies will blacklist you, …

So many people avoid even just the thought of making a budget, as it seems like a daunting and outdated task. However, it doesn’t have to be! In fact, it is one of the most important things you can possibly do for a successful financial future and the overall well-being of your finances. In addition, …

Student loan debt is one of the biggest issues that the United States faces today. Student borrowers have been very vocal about the burdening debt and are optimistic towards the Biden administration. The new democratic government has plenty on its plate in regard to the debt issues. Nevertheless, borrowers are urging Congress to address the …

There are hundreds of different finance tips – ranging from  simple things you probably already know, such as avoiding unnecessary spending. However, other tips seem pretty outlandish, like having your total salary amount in your savings before you are 30 years old. Vague, right? Though some highly goal-oriented folks might be able to pull this …