Why Choose Credit Guard?

Credit Counseling with CreditGUARD

CreditGUARD isn’t just another credit counseling and debt management agency. As a nonprofit entity, our only goal is to help you get out of debt and stay out of debt. If you’re like many Americans, debt has a stressful and unpleasant influence on your life. Learn how we can help!

America’s Debt Snapshot

Debt is stressful and can bleed into every aspect of your life, from your job to your home life. With the average American household owing more than $15,000 in credit card debt, it’s not unusual for those in debt to seek help for their financial burdens. In fact, consumer debt in America has ballooned into the trillions of dollars.

Find Help for Debt at CreditGUARD

Thankfully, debt consolidation services aren’t difficult to find. Those in serious debt have an array of positive financial services to choose from like those at CreditGUARD, for instance. No matter where you live, Americans have options when it comes to finding their way out of debt.

So why should you choose CreditGuard as your debt management service?

Services CreditGUARD Provides

CreditGUARD has been helping people get out of debt since 1991. But we are more than just a non-profit debt consolidation company. CreditGuard offers credit counseling, debt management and debt consolidations services.

Consumer Credit Counseling

Our consumer credit counseling services allows you to better manage your finances. Our certified credit counselors will review your finances, including your unsecured debt, secured debt, household expenses and personal income. We will then work with you to create a budget that will help you find your way to a more financially stable future. In addition to your personal budget, your counselor will educate you on budgeting, staying well within your income as well as providing you with options that match your resources, lifestyle and goals.

Debt Consolidation

Debt consolidation includes a proven process for combining your various debts into one manageable monthly payment without introducing additional loans into the mix. Unlike debt consolidation loans, consolidation programs don’t hurt your credit or force you to pay extra interest over time.

Debt Management Programs

Our debt management programs combine our debt consolidation services with our consumer credit counseling to give you the best of both. Our counselors will take a look into your various debts and help prioritize where your money should go. We contact your creditors to help reduce your interest and lower your payments. In some cases, we are able to lower payments up to 60 percent. We will also provide ongoing financial education and credit counseling throughout the process to help you stay on top of your finances and stay out of debt.

Throughout all of this, we provide superior customer service. We want you to lead a happy, debt-free future.

Be Debt Free. Faster.
Contact One of Our Agents!

    By providing your information, you consent and request to be contacted by CreditGuard and/or our member(s) to your phone, cell phone, email, text/SMS, and through the use of pre-recorded messages and automated dialing technology at the number(s) listed above even if your number provided on the form above is on a State, National or Corporate Do Not Call List. You are not required to purchase any goods and/or services. Standard carrier and messaging rates will apply.

    "I am so grateful for my experience with Credit Guard of America. I frequently had to call with questions and concerns and they were always so helpful and kind. I had to speak with Eric a lot, I’m assuming he’s a part of management, and it was always a pleasure. They made it easy to pay off accounts and do extra payments. All 5 of my credit accounts are now paid and I couldn’t have done it without this program. I was happy to recommend them to one of my closest friends! "

    Kayleigh G.
    Facebook Reviews

    Find Debt Relief Today!

    Certified Credit Counselors are available Monday - Friday 8:00 am - 8:00 pm Eastern.

    Also See…

    For more information on debt consolidation, please visit:

    Why Choose CreditGuard? Learn what sets our debt consolidation services apart from the rest and how we can help you take control of your debt.

    The Ultimate Debt Survival Guide. Need some practical advice for dealing with debt? You’ve come to the right place. This free downloadable guide can teach you the basics of managing debt (and more).

    Is Debt Settlement a Good Idea? Debt settlement and debt consolidation are not the same. Learn more about the process (and consequences) of settling your debts before going down that path.