CreditGUARD of America, Inc. is licensed and/or registered as required in all 50 states. We are a federally approved non-profit corporation, incorporated in the State of Florida, on August 15, 1991. On May 1, 1997, CreditGUARD of America, Inc trade marked said name nationally. The following state specific disclosures are required per state law were applicable. Arizona Residents: We are not a loan company. Indiana Residents: We do not lend money. Kansas Residents: DMP License #CSO.0000007. Maryland Residents: The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding CreditGUARD of America, Inc., License #5, at 500 N Calvert Street, Room 402, Baltimore, Maryland 21202-3651 Phone 888-784-0136. Michigan Residents: License #DM0016985. Oregon Residents: Registration #DM80062. Virginia Residents: CreditGUARD of America, Inc., is licensed by the Virginia State Corporation Commission; License #DC-26